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How does it work?

• We provide Cash Advances for Injured Clients

• Legal-lending provides cash now in exchange for a portion of your settlement when it comes through. It is that simple. If you have a personal injury claim and you have a lawyer working on your case then you qualify to receive a cash advance today.

What We Do?

• Legal-lending provides cash advances on pending personal injury, workers compensation and medical malpractice cases. We design a customized solution that suits clients’ particular needs. Advances are based on the merits of the case and repayment is based on the case settlement.

Why do I need legal-lending

• Long hard fought legal battles take time. Not having the stability to endure the drawn out process makes you vulnerable to the other side. When you become desperate, you are apt to take an offer that is lower than what you may deserve. Our intent is to provide you with financial assistance so you are able to wait out the defendant and obtain a fair settlement amount.

What is the difference between a Cash Advance and a loan?

• A cash advance repayment is contingent on the client receiving a judgment award or settlement. Loans are unconditional and require repayment. An Advance requires no monthly payments and does NOT have a term. Loans require periodic payments and terminate at some predetermined time.

• An Advance does not have interest payments. Repayment is based on the risk associated with the case and depending on the estimated time of settlement. Loans have structured interest payments and payments are unconditional.

What steps are involved?

• You contact your lawyer and let them know we will be reaching out to them.

• Legal-lending contacts your attorney’s office.

• Briefly reviews the facts of your case.

• Once approved we fax an agreement to your attorney.

• When you sign and return the agreement, we will overnight the money to your attorney’s office—it’s that simple.

How long is the process?

• Usually, less than a week.

What does it cost?

• 2.99% monthly fee

How much will we advance?

• $500 - $100,000 per advance depending on your needs and the nature of your claim

What if I lose my case?

• If you lose, we lose. It’s that simple. You owe absolutely nothing in return! The lawsuit loan is yours to keep.

Are there lots of forms?

• No the agreement is simple and straightforward.

Do I have to pay it back monthly?

• No. There is no payment to legal-lending until your settlement comes through.

Do I need to qualify for this? Is there a credit check?

• No. No Credit checks or income verification. Decisions are based on the strength of your legal claim.

Why do other companies not explain their fees upfront?

• Some companies choose to hide their fees until you are approved and are unlikely to want to go through the process again so you accept their extremely high fees. We tell you our fees upfront before you even apply.

Is it legal to get a cash advance against a legal case?

• Yes, the claim or lawsuit is yours and you own it, just like you own your car. After paying your attorney and medical liens, the potential remaining money is yours. You may sell or assign it.

Is possible for my attorney to lend me money?

• The American Bar Association does not allow attorneys to lend cash to clients for anything but case expenses. This prohibition was established to prevent a conflict of interest from arising. If you owed your attorney money you might feel obligated to accept your attorney's advice to settle your case when you really did not want to accept the amount offered.

In what types of cases will LEGAL-LENDING.COM advance money?

• LEGAL-LENDING.COM will invest in many different types of cases including: Personal Injury Vehicle, Personal Injury Premises, Personal Injury Assault, Workers Compensation, Wrongful Death, Medical Malpractice, Sexual Harassment and FELA & Jones Act.

What can I use the money for?

• LEGAL-LENDING.COM does not place limitations on use of proceeds; we look more favorably upon those cases where the proceeds are used to pay bills or case expenses such as expert witnesses, economists or case enhancing costs.

Does it take a long time to get my money?

• After reviewing your file LEGAL-LENDING.COM can usually have an advance in your hands within 24-48 hours. There are no lengthy applications or credit checks.

Will you try to manage my case or encourage me to settle?

• We do not manage legal cases we simply advance money against them.

If my case is lost, then what happens?

• You owe us absolutely nothing. That is why this is such a risky business.

What amounts will LEGAL-LENDING.COM advance against a claim or lawsuit?

• LEGAL-LENDING.COM will invest between $500 and $500,000 in a single claim or lawsuit.

Does it matter how long the case takes to be resolved?

• No. The percentage of the cases we invest into is not affected in any way by the time it takes for a case to settle. Whether you settle in 2 months or obtain a verdict in 5 years, their is no financial obligation until resolution of the case.

Do I have to repay the advancement if the case has no settlement or verdict?

• No. There is no recourse against you and we will not try to collect the money from you. Once we advance cash it is yours to keep. This is called non-recourse funding.

Can I pre pay my advance before my case settles?

• Absolutely . You can pay any amount advance which will reduce your monthly fee.

Will LEGALLENDING.COM advance against a claim before a suit has been filed?

• Yes. Assuming there is sufficient information and documentation in the file for us to make a determination as to the approximate value of the case.

Do Usury Laws apply to these advancements?

• No. Because we take the risk of settlement together with the claimant and attorney, courts have continuously ruled that our advance is not a loan. Therefore, our advancements and fees are not subject to usury laws.

Does the advance that I receive affect my attorney's fee?

• No

Can I seek my attorney's advice regarding your service?

• Of Course! You are encouraged to seek advice regarding our services, it would be a good idea to have him/her review our simple three page agreement before you sign it.